One of the major perks of J's job has always been the benefits--we have a Costco membership through them, they gave great vacation/sick leave, and spouses and children received health, vision, and dental for free.
When the economy started to turn, they put a freeze on accruing vacation and sick leave, and they've now announced that insurance will be changing. Basically, we have the option to pay $120/month pre-tax for insurance for J alone, or $220 for health/vision/dental for both of us (I think it's $320 if you have kids). I'm already insured through my work, but on my insurance alone, a re-mix for my allergy shots is over $1000. So, I'm thinking that it would make sense for us to keep me on his insurance and keep me double covered in the event that (a) I get pregnant and get put on bed rest or (b) my agency loses a bunch of its grants/donor funding, and my position gets cut.
It's just one more expense that we haven't budgeted for....we could definitely and easily swing it...but it also sucks.